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Fees & Rates 
If you are applying for a Merchant Account only and not purchasing equipment or Gateway-Virtual Terminal, there is a one-time set-up fee of $125.00. This is for the set up and activation of the following credit cards: Visa, MasterCard, American Express, and Discover. Our bank rates related to the Merchant Account are listed below.
| Card Present - Swiped Rates |
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| Discount Rate (Visa/Mastercard) |
1.69% |
| Transaction Fee (Visa/Mastercard) |
.25 |
| Transaction Fee (American Express) |
3.25% + .30/transaction |
| Discount Rate (Discover) |
1.68% |
| Transaction Fee (Discover) |
.25 |
| Statement Fee |
$10.00 |
| Application Fee |
$0.00 |
| Monthly Minimum |
$0.00 |
Card Present/Retailers: Please allow 24 to 48
hours for your transaction to be deposited into
your business checking account.
| Card Not Present - Internet - Mail Order |
|
Discount Rate (Visa/Mastercard) |
2.25% |
| Transaction Fee (Visa/Mastercard) |
.25 |
| Transaction Fee (American Express) |
3.25% + .30/transaction |
| Discount Rate (Discover) |
2.25% |
| Transaction Fee (Discover) |
.25 |
| Statement Fee |
$10.00 |
| Application Fee |
$0.00 |
| Monthly Minimum |
$0.00 |
Mail Order/Internet Merchants: Please allow 48 to 72
hours for your transaction to be deposited into
your business checking account.
| Other Fees |
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| Voice Authorization |
2.25% and $0.68 per
capture |
| Chargeback Fee |
$35.00 |
| AVS Fee |
$0.10 each |
| Batch Settlement |
$0.23 each |
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